| Mortgage | Excel spreadsheet (zipped), find out what will I have seen similiar shareware spreadsheets going for $50, this is freeware. A donation to the American Heart Association is appreciated. Improved, version 10/25/2002 |
| Social Security | Excel spreadsheet (zipped), when will regular retirement benefits exceed early retirement benefits. |
| Payroll Calculator | Excel spreadsheet (zipped), calculates PA & NJ payroll, but not difficult to change to your state. Annual tax table are used. May not agree with the method used by your employer, but should be close. Estimate your new net after that promotion. Updated for 2004 tables (4/23/2004). |
| Sunrise-sunset-position | Excel spreadsheet (zipped) calculates sunrise, sunset, position, with charts. Combined several spreadsheets in one (original source is given) and macros into one spreadsheet (some are altered to suit my needs - again original source is given), charts are mine. Updated from time to time. Drop down list (new) includes Baghdad. |