The Kurdistan Observer
www.kurdistanobserver.com
Kurdistan, a Regional Profile - An Economic Study about Iraqi Kurdistan
By Khasro Pirbal 
To: Franso Harriri, and all other Kurdish Martyrs 

Finland – 2001 
  
“Now is the time for rebuilding Kurdistan, its time for working and building our own
industry and culture, by this  way we can serve our people, and we can make the life more
nice in Kurdistan”.  Mustafa Barzani, the Kurdish leader 1970 

 ABSTRACT

 This study is about Iraqi Kurdistan economy and a general view of the region after the
uprising of 1991, and the  creation of a Kurdish government in the north of Iraq. Literature
and news statistics from different languages  have been used for design of this study. 

 The aim of this study is to provide an overview of Iraqi Kurdistan Region as a country from
the general and  economical point of view. The main focus, beside of providing general
information about the function of Kurdistan  Regional government, is in the SCR-986
resolution, and the commercial activities and in general to describe the economy of Iraqi
Kurdistan and the place of oil in Iraqi Kurdistan economy. 

 This study work will also serve as a guidebook about Iraqi Kurdistan, for those who are
interested in starting to  do business with Iraqi Kurdistan, especially for the Europeans
countries. The study introduces the Iraqi Kurdistan after the uprising of 1991, and shows the
democratic experience in the area, and also a general overview about  Iraqi Kurdistan
economy and the Kurdish Business Culture. 

 Iraqi Kurdistan region is a new market area for Europeans countries, and at present they are
many of NGO’S  there, and some Turkish companies are present in Iraqi Kurdistan. This
region is a rich area and the companies  which like to make business with the area have good
opportunities. 

 Key words: Iraqi Kurdistan, SCR-986, Kurdistan Regional Government, Kurdish Business
Culture, and the Economy  of Kurdistan. 
 
Table of Content

Chapter 1.Introduction

1.1 Introduction of the study 
1.2 Purposes and Objectives of the study 
1.3 Limitations of the study 
1.4 Research Methods 
1.5 Key Concepts of the study 
1.6 Structure of the study

Chapter 2.Kurdistan and the Kurdish nation (a general background)

2.1 The origin of the Kurds 
2.2 Geography (Land) 
2.3 Geopolitics 
2.4 Demography 
2.5 Religion 
2.6 Language and literature 
2.7 The final division of Kurdistan

Chapter 3 The Economy Of Kurdistan

3.1 Iraqi Kurdistan Regional (KRG) 
3.2 Petroleum and its place in the national economy 
3.3 Commercial activity of Iraqi Kurdistan 
3.4 United Nation resolution 986 
3.5 Import and export in Iraqi Kurdistan 
3.6 Transit 
3.7 Problems and obstacles

Chapter 4 Business Culture in Kurdistan

4.1 Business Meetings 
4.2 Custom and etiquette 
4.2.1 Titles 
4.2.2 Losing face 
4.3 Business Communication in Kurdistan,Letters, Phone Call and Fax 
Internet. 

Chapter 5 Observations and Propositions:

Summery and Conclusion 

References 
Bibliography 
Annexe 
 

ABBREVIATION
KDP: Kurdistan Democratic Party 
PUK: Patriotic Union of Kurdistan 
KRG: Kurdistan Regional Government 
SC: Security Council 
SCR-986: Security Council resolution 986 
UN: United Nation 
MOU: Memorandum of Understanding 
NGO: None Governmental Organisation 

1 Introduction

1.1 Introduction of the study
This study has been made to work as a guidebook about Kurdistan, for those who are
interested in starting to do business in Kurdistan, and especially for the European countries.
The Western countries who don’t know a lot of information about Kurdistan and Kurdish
question, after the second Gulf War in 1991 that Kurds of Iraq have a democratic experience
in the north of Iraq under the name KRG, Kurdistan Regional Government. The study
begins with a short description of the country, Kurdistan like one country and one history, its
people, religion and Kurdish language, and the economic situation, and I will concentrate
over the Iraqi Kurdistan, and the economy of the region. 

Then this study discusses the business culture in Kurdistan, including all the important
customs and etiquette, one needs to know when dealing with the Kurds in general. In
addition, the different methods of business communication are included as well. I will
describe the economic situation in Iraqi Kurdistan during the last 10 years of the freedom,
and Kurdish administration in the north of Iraq, and I explain in details the SCR-986, and
the general mechanism of this resolution, the Security Council resolution (Oil-for-Food)
which has been adopted from 1996. And I will describe the general problems and obstacles,
and to arrive in the end to explain, what are the reasons that Iraqi Kurdistan markets can’t be
more accessible for Europeans Markets. And what are the observations and proposition we
can advise for a new country like Iraqi Kurdistan Region. 

1.2 Purposes and objectives of the study

I have written this study in order to increase knowledge of Kurdistan and the democratic
experience of Kurdish people in Iraq, and to show the Kurdish economic situation, and to
present the administration in Kurdistan Regional Government, and also its business culture. 

The primary objective of my study is to focus on the most important things, the Kurdish
economic situation and to present a new model of auto-administration in Iraqi Kurdistan.
Secondary I have focused on studying the problems and possibilities related to starting an
import and export business with European countries, and also to explain the reasons why we
can’t have a developed business activities with Kurdistan Regional Area. 

1.3 Limitation of the study:

I made this study to describe some ideas, for those who are interested to learn more about the
Iraqi Kurdistan. The region of Kurdistan mentioned in this study means only the Kurdish
Region of Iraqi part (See the Iraqi Kurdistan map). 

I don’t intend to write the detail of Kurdish question and its political history, I will introduce
a short history of Iraqi Kurdistan after the second Gulf War, and the Kurdish uprising in
1991, and the creation of Kurdistan Regional Government in the north of Iraq. 

In this study I have only included the Iraqi Kurdistan business culture and the commercial
activities in the region, and the economic projection of Kurdistan Regional Government,
which has been created after the second Gulf War and the Kurdish uprising in 1991. 

1.4 Research Methods

The theoretical part is done by a desktop research method. My best sources of information
for this study have been the books and empirical study and especially I have used some news
statistics from a thesis in Iraqi Kurdistan, from the University of Salahadine. And some
books, Newspapers articles, those sources are in different languages, Kurdish, French,
English, and Arabic. 

Also from Internet I have found a multiple web pages, concerning the Kurdish issue, and
Kurdish documentation. Concerning the business culture there is extremely little literary
information on Kurdish business culture and some of the details are based on my personal
experience in Business there, also some other articles about the subject. 

1.5 Key Concepts of the study

Four key concepts of the study are Kurdistan, Kurdistan business culture, Kurdistan
Regional Government, and The Economy of Kurdistan. 

For the people who need to know more about Kurdistan Business Culture will find this study
very useful. 

1.6 Structure of the study

This study began with a short introduction chapter about the general structure of this
introduction of Iraqi Kurdistan economy, and I explain why that we have chosen this subject,
and explain our method of research. 

The second chapter is an introduction of general background of Kurds and Kurdistan, the
origin of Kurds, and the geography of Kurdistan, language, religion, and I have focused only
on Iraqi Kurdistan. 

The third chapter is an introduction of the economy of Kurdistan, and we show different
aspects of Iraqi Kurdistan, explains shortly about the KRG, Kurdistan Regional Government
mean, and what’s its function, and I show the importance of petroleum place in the national
economy of Kurdistan. I will introduce the commercial activity of Iraqi Kurdistan, the
importance which the Security Council resolution SCR-986 (Oil- For- Food) 
represent for the Iraqi Kurdistan people, I explain in details how is this resolution work, and
I show how the Kurdish government used this money to rebuild Iraqi Kurdistan. 

I will explain in more details the commercial activities of the region, the import and export
activity and transit question in Iraqi Kurdistan border with Turkey, and in the end of the
chapter, I will show some problems and obstacles. 

Business culture in Kurdistan, in the fourth chapter is we introduce in general what are the
most important facts. When you make business with Kurdistan, or with the Kurdish people,
we explain about business meeting, custom and etiquette, titles, and losing face, and in the
end I show the business communication, and the development of the communication
technique in Iraqi Kurdistan. 

In the end of this study, after an general observations about the situation of Iraqi Kurdistan, I
will propose some indication and solutions and propositions for the function and the
continuity of the economic development in the Iraqi Kurdistan region. 

In the annexe I have a quantity of the maps, statistics and other material about Iraqi
Kurdistan region. 

Chapter 2:Kurdistan and Kurdish nation (general background)

2.1 The Origin of Kurds:

The origin of the Kurdish people belongs to all these Indo-European tribes who migrated to
Kurdistan, and melted  the native inhabitants of this land in their crucible. 

 Being the native inhabitants of the land. There are no ”beginning” for Kurdish history and
people. Kurds and their history are the end products of thousands of years of continuous
internal evolution, and assimilation of new peoples and ideas introduced sporadically into
their land. 

 The Kurds have existed in what is on ethnic grounds defined as Kurdistan for several
thousands of years. The ancestry to Kurds is often traced back to the Medes, a tribal group
which moved into the Iranian plateau from central Asia at the end of the second millennium.
The Medes has been a great power in 612 BC, and expanded their empire over a larger area
before collapsing in 550 BC (D. Mackdonwall, p.85, 1992) 

 The existence of a people referred to as “Kardaka“, “Kurtie or Guti” has been indicated by
Sumerian inscription dated 2000 BC, as well as by early Assyrian inscription from the 11th
century BC (B.Yassin,1985 p.35). 

 The Kurds appear to be descendants of diverse ancient groups, including Caucasian peoples
in the north and people that had originally inhabited the mountainous territories west of the
Caspian Sea from the earliest times. 

 The central part of these territories lies on both sides of the Zagros mountain range and
stretches south and west through lower Anatolia into the mountainous area of northern Iraq
and Syria. 

 2.2 Geography (Land):

 Kurdistan, the lands of the Kurds, is a beautiful country that lies in one of the important
strategic regions of the world. It is a wide geographic spot extending between the parallels
36.5, and 49 and the longitudes 30.5 and 40.5 in the Asian continent, which covers a wide
range, its total area reach’s about 500.000 sq km, that is almost equal to the area of Spain. 
 The area is distributed among the four parts of Kurdistan as follows: 

Table (1): Kurdistan Parts:
The part Area in Km. Percentage against area of Kurdistan Percentage against the area of the states conquering it
Northern Kurdistan (Turkish) 210.000 24% 26.90%
Eastern Kurdistan (Iranian) 195.000 39% 11.83%
Southern Kurdistan(Iraq) 83.000 16% 18.86%

Western Kurdistan(Syria)
15.000 3%  10%
Greater Kurdistan 503.000 100% 100%

Source: CBSR 33, Kurdistan, p. 35,1998

The area of each part of Kurdistan, their percentage compared to the area of Kurdistan and
the states attached to compulsory 

 From the geopolitical point of view, Kurdistan has lain on the frontier of empires such as the
Byzantine, the Ottoman, and the Persian empires. 

 The British and French conquest’s during the first World War severed Syria and Iraq from
the Ottoman Empire, and the resulting interstate boundaries left a Kurdistan sectioned into
five parts.(B.Yassin,1995,p42) 

 Iraqi Kurdistan comprises four northern Governorates of the state of Iraq (Arbil, Duhok,
Sulaimanya and Kerkuk) and parts of Mosul, Dyala Salahadine and Kut governorates. Its
total area is about 83.000 sq.km, which forms 16% of total area of the Greater Kurdistan
and 18% of the total area of Iraq. Its area is almost equal to that of Austria, and larger than
many of the European countries (larger than 26 out of the 44 European states). It is eight
fold the area of Lebanon, 13 fold of Palestine and 49 folds of Bahrain. (Chalian, p.112,
1978) 

 2.3 Geopolitics:
 Since the end of World War I Kurdistan has been administered by five sovereign states with
the largest portions of land being respectively in Turkey (43%), Iran (31%), Iraq (18%),
Syria (6%), and former Soviet Union (2%).(B.Yassin,p.33,1999) 

 The Iranian Kurds have lived under that state’s jurisdiction since 1514 and (the Battle of
Chardiran). The other three-quarters of the Kurds lived in the Ottoman Empire from that
date until it’s break-up following World War I. 

 The Kurds remained the only ethnic group in the world with indigenous representative in
three world geopolitical blocs; the Arab world (in Iraq and Syria) NATO (in Turkey), the
south Asian-central Asian bloc (in Iran and Turkmenistan), and until recently the Soviet bloc
(in the Caucasus, now Armenia, Azerbaijan and Georgia). As a matter fact, until the end of
the Cold War, the Kurds along with the Germans were the only people in the world with
their home territories used as a front line of fire by both NATO and the Warsaw Pact forces 

 2.4 Population:
 
The total population of the Kurds in the world is about 30 millions people, thereupon
Kurdistan comes in the 30th grade among the 193 states of the world. 

 The population in Kurdistan is distributed among its four part as follows: 

Table (2): Kurdish Population:

The place Population million at 1990 Percentage against the population of the Kurds Percentage against the population of the states conquering Kurdistan 
Northern Kurdistan 13.15 044.32% 24% 
Eastern Kurdistan 9.26 31.21% 18.97% 
Southern Kurdistan 4.76 16.04% 28% 
Western Kurdistan 1.24 4.18% 11% 
Armenia, Azerbaijan and Georgia 0.301 1.01% 0.11% 
Anatolia region 0.385 1.30% 0.7% 
Khurasan region and else 0.500 1.69% 1.03% 
Lebanon 0.075 0.25% 2.59% 
Total Population of Kurds 029.67 100% 

(Kurdistan, CBSR, 1999, Arbil, p 39).

Population of each part of Kurdistan, its percentage compared to the population of the 
Kurds and the population of the states attached to compulsory 

Different researchers have given different figures, Mihrdad Izady summarises has general
estimation of the Kurdish population for the year 1990 in the following table: 

Table (3):. The Kurdish Population in 1990:

States Total population Total Kurds % Kurdish 
Turkey 56.7 13.7 24% 
Iran 55.6 6.6 12.4% 
Iraq 18.8 4.4 23.5% 
Syria 12.6 1.3 9.2 % 
CIS 0.3 
Total 26.3 
Source: Izady, 1992. P.119

However, one must also take into consideration the relatively large number of Kurds living
in Lebanon and in exile in other countries, mainly in the west (G.Chalian, 1980,p 44) 

 The population of Iraqi Kurdistan today is about 6 million people, forming 16% of the total
population of the Kurds in the world and about 28% of the population of the state of Iraq.
There are several national minorities co-existing with the Kurds in Iraqi Kurdistan, like
Christian minorities (Assyrians and chaldeans) Turkmen and Arabs.(CNRB number 33,
p.36, 1999) 

 2.5 The Religion:
 Unlike the mountain peoples of Lebanon and Syria, the Druzes, Alawites and Ismailis and
Christian Maronites, who declared their distinct identity through religious separatism from
orthodoxy, the Kurds embraced Islam following the Arab conquests of the 7th century
(Mcdowall 1992, p.13). 

 The main religion among Kurds is Islam and the majorities are Sunni Muslims
(A.Gassemlou, 1965, p.24). The Kurds adopted Islam during 7th / 9th centuries, prior to
which the major portion of them had adhered to Zaroastrianism, a religion that reveres fire as
the symbol of purity. 

 From a cultural point of view, Islam has in a sense been an unfavourable factor in the
development of a Kurdish national identity, since the central government in Turkey, Iran,
Iraq and Syria recognise Islam as the official state religion. Thus, it has been more difficult
for the Kurds to highlight the distinct Kurdish identity. 

 2.6 Language and literature:

 The Kurdish language belongs to the Indo-European family and is part of Iranian group of
languages. The Kurdish dialects fall into two main groups, the northern, called (Kurmanji),
and the southern, called (Sorani). 

 However there is a multitude of different dialects that many, according to Martin
Bruinessen (a Kurdologue), it can be classified into the following subgroup: 

 1.The northern-north-western dialects, or Kurmanji 
 2.The southern dialects, which are, called southern Kurmanji or Sorani 
 3. The south-eastern dialects of Sinei, Kermanshahi, and Leki 
 The Sorani dialect has developed the written Kurdish language using modified Arabic
script, and most Kurdish literature is written in Sorani. The Arabic letters are used by the
Kurds in Iraq and Iran, Roman letters in Turkey, and Cyrillic in the former Soviet Union.
(See the Annexe). 

 The language issue has been an important concern to the majority of Kurdish nationalist
language. Kurds recognise that Kurdish has had a powerful role in their struggle for national
rights and recognition as a nation. The Kurdish language is both proof and symbol of the
distinct Kurdish identity. The governments of the countries, which partitioned Kurdistan,
have also been aware of the significance of Kurdish for the Kurdish identity. They have
therefore either forbidden or discouraged the use of Kurdish, with the exception of Iraq, 
whose governments have traditionally been more or less tolerant of use of Kurdish in schools
and public life. 

 The variety of dialects within the Kurdish tongue, and the policies aimed at assimilation of
the Kurds have combined to hinder the development of a standard lingua franca
(Kreyenbroek, 1992, p.68). 

 The division of the Kurdish language into many dialects has been affected by the imperfect
communication in Kurdistan, which is a land of high mountains. Moreover, the Kurds have
never enjoyed political unity, which might have made a common literature possible. The
division of Kurdistan among a number of countries, the influences from the dominant
languages of further their language, are other factors which have inhibited the development
of a standard lingua franca. Several attempts to develop a single standard from of Kurdish
have been made, although at no avail.(Matti Saarlainen, 1999,p.8). 

 The Kurdish nation prides itself of an ancient and rich culture, but numerous foreign
occupants, namely Turks and Persians, who hold the disgraceful plan of assimilating the
Kurds, have either confiscated or completely ruined the products of the material and spiritual
culture of the Kurds. 

 Nevertheless, the ancient culture has been preserved, and even nowadays we come across
remains of ancient cultures in every part of Kurdistan. 

 Kurdish literature abounds in popular legends, we can come across poems originating as
early as the 17th century, which describe the resistance of Kurds against the Arab usurpers,
and strangely enough, these poems written in the language of those times are still
comprehensible.(A. Ghassemlou, 1965,p.29). 

 2.7 The final division of Kurdistan

 Kurdistan is divided among four of the Middle Eastern states, normally, Turkey, Iran, Iraq,
and Syria, and the two former soviet republics of Azerbaijan and Armenia. Kurdistan has
been described as an arc stretching from Mount Ararat in the North-east leading southward
to the southern part of Zagros and Pishtkuh in Iran (Kendal-Ghassimlou, 1980, p41). In the
line can then be drawn westward to Mosul in Iraq, continuing to the Turkish port of
Iskandarun, from this point, the land extends in the north-eastern direction to Erzerum in
Turkey, and from Erzerum eastward to Mount Ararat. 

 From the geopolitical point of view, Kurdistan has lain on the frontier of empires such as the
Byzantine, the Ottoman, and the Persian Empires. The British and the French conquests
during the first World War severed Syria and Iraq from the Ottoman Empire, and the
resulting interstate boundaries left a Kurdistan sectioned into five parts. (Kreynbroek, 1992,
p.115-134) 

 The existence of crude oil in Kurdistan has also attracted the interests of international
petroleum companies. Major oil deposits have been exploited in (Kirkuk) and (Khanaqin) in
Iraqi Kurdistan, in (Kermanshah) in Iranian Kurdistan, and in (Siirt) in Turkey’s Kurdistan. 

Chapter 3: The Economy of Kurdistan

3.1 Iraqi Kurdistan Region
By Iraqi Kurdistan region, we mean the southern part of Kurdistan attached to Iraq according to an agreement between Great Britain and Turkey and hence the area referred to as the northern part of Iraq. 
Iraqi Kurdistan comprises of six governorates of Arbil, Sulaimanya, Duhok, Kirkuk parts of Dyala and Nineva (Mosul). Consequent to Iraqis invasion of Kuwait, and the outbreak of the second Gulf war a popular uprising in the Iraqi Kurdistan flared up in March 1991, the Kurdistan Front comprising a coalition of eight political parties: 

1.Kurdistan Democratic Party- KDP 
2.Patriot Union of Kurdistan-PUK 
3.Iraqi Communist Party-ICP 
4.Kurdistan Democratic Popular party 
5.Kurdistan Toilers Party 
6.Kurdistan Social Party 
7.Kurdish Social Party 
8.Assyrian Democratic Movement 

They controlled a wide area of the region and established its authority in it. Later the central 
government of Iraq withdrew its official administration from the region in order to create an 
administrative and legislative vacuum hoping to disturb the administrative situation in the 
region and paralyse service institutions, an act of Kurdistan front to adopt the decision of 
holding general elections and organise the governmental administrations and service institutions 
that could fill in the vacuum 

created by the withdrawal of Iraqi governmental administration.(CBSR, p 24,1999). 

After 10 years, and its from the first time in the history of Kurdish people, I one part of Kurdistan,
after a democratic and general election in all liberate area of Iraqi Kurdistan, Kurds have 
a national government, and they have nominate a first governmental cabinet in 1992. 

At present the forth cabinet of Iraqi Kurdistan function and in general the political and 
economical situation are much better than in year 1992 due to the accumulation of experiences. 

3.2 Petroleum and its place in the national Economy
Oil plays an exceptionally significant role in the economy of Kurdistan, just as it does in the
economy of all the main oil producers in the Middle East. Oil is reaching the height of its
importance in the world economy, gradually replacing coal as fuel. And even more strikingly
as a raw material for chemical industry.(Ghassmlou,1965,p.198). 

According of Kurdish historical documents, they have discovered the Oil in Iraqi Kurdistan 
5000 years ago, and three places (Kerkuk- Mosul-Khanaqin). (CBSR, Iraqi Kurdistan Oil, no: 31, p.4). 

Iraqi Kurdistan oil have from the beginning of the production, four European countries which 
are the most important client, they are France, Italy, Holland, Germany.(Sami Sheref,p.2, 1972). 

Iraqi Kurdistan has tremendous resources of energy in general and petrol in particular. One of 
the richest oil fields of the world lies in Kurdistan and that is (Kerkuk) (Baba Gurgur) field, from 
which oil was extracted for the first time in 1927. It is considered as the fifth largest field in 
the world in capacity a 60 miles long highland with a 2.5 miles width, penetrated from him 
middle by the Minor Zab. It extends from Tarjil in Kerkuk up to near Debaga in Arbil (the capital 
of Iraqi Kurdistan Government). 

In addition to two other fields, (Jambur 1954) and (Bay Hasan 1953) which are not far from it. 
Generally, the triple oil fields of (Kerkuk) are digged to depths ranging from 1500 to 3000 feet. 
The total number of these wells are 44, and as for the average of the production of each single 
well is about 35.000 barrels a day. However, the production capacity of some of these wells in this
field amounts to 100.000 barrels per day. Oil field of Kurdistan produce more than half of Iraq’s
production, which reached to 180 million tons in 1979, and its oil revenues amounted to 26 billion 
dollars in the year 1980.(CBSR,1999, no 33, p 62-63) 

The most important oil pipelines in Kurdistan are: 

1.Kerkuk-Jaffa (Israel), this line is closed since the Arab –Israeli War of 1948.its diameter is 30 
inches and 990 km long. 

2.Kerkuk-Tripoli (Lebanon); on the Mediterranean; it is composed of three pipes of 850 km. 

3.Kerkuk-Banyas (Syria), on the Mediterranean, its length is 888 km. 

4.Kerkuk-Dortul (Turkey), on the Mediterranean, Its is composed of two pipes each with a 40 
inches diameter and their lengthier is 1005 km. 

In addition to oil, there are many sources of natural gas, especially in Kerkuk and rich coal 
resources as well.(See the map in Annexe) The Iraqi Kurdistan oil importation, has began only 
in 1934, and from this time since 19th century, in Iraqi Kurdistan the petrol doesn’t have any 
importance, and for Kurdish people especially the economic situation be one of the important 
question for the Kurds in Iraq. 

The petrol’s revenue doesn’t go to the Kurdish regions and for the construction of Iraqi 
Kurdistan, the central government of Iraq during all the 19th century has used the money. 
And the revenue for buying the guns and preparing the plans for the (Arabization) of Kurdish 
cities, especially the Kurdish Kerkuk, Mosul, Khanaqine 

This situation had continued since the uprising of 1991, and the creation of Kurdish Regional 
Government, the Kurdish government cabinets, during 10 years of self governing has different
plan, and proposing also for the Future of the Kurdistan Region.(KRG, Kurdistan reconstruction,
p.51-80, 2000). 

The Kurds in Iraq, and from the first time in their history have a national Kurdish administration. 
And one Kurdish government which has in the planing to reconstruct the country, and build the
important projects in Iraqi Kurdistan, its also for the first time the credits which come from
Kurdish petrol come back to Kurds. 

3.3 Commercial activity of Iraqi Kurdistan
The trade practice is a great role in developing the economy, a cross the periods of time and 
also it has its own effect on changing the structure, and this factor considered a necessary 
condition on changing the economics of different countries. As result of the development in 
economic life and increasing the humanistic needs and also increasing the satisfaction of these
needs caused to the technology, development. Therefore the role of trade become more complex.
Its abstract and relative volume increased it grew with average above of the economic growth. 

The trade has an importance in the economies of the different countries. This significance change
is due to the present resources and the product probability for each country. In Kurdistan region,
this importance increased after 1991 March uprising and the period after the uprising many political 
economic, administrative changes happened. (Aziz.Gulideran, p163, 1999). 

Those changes represented in democratic life, pluralization and the economic movement moreover, 
the unique geographical situation of the region, which occurs between the centre governorate and 
the Turkey, Iran, Syria are neighbours of the region. 

In addition to its contribution of the availability of the consuming goods which they could not be 
produced in the area because of the UN embargo. 

The commercial sector regarded as the leader sector in kurdistan economy and practice its 
complete in this aspect. After the SCR 986, the private sector and some foreigners companies 
participate in the Trade in iraqi kurdistan, actually there are (13) Turkish and foreigners companies offices.(Birayeti of 19-8-2001, no:3464) 

During the last Congress of KDP (Kurdistan Democratic Party) in Arbil in 1999. The politic bureau 
of the Kurdistan Democratic Party, given importance to the free markets and private sector, 
also the bank sector’s in Iraqi Kurdistan. The inauguration of the first Kurdistan central bank in 
Arbil in 16 August 2001, Mr Nechirvan Barzani, the KRG Prime Minister opened the ceremony of 
inauguration. And like a positive singe from the government, during the last 5 years the Kurdistan
government returned (55) millions Dinars to the people which they have money in their accounts
before the uprising of 1991.(Birayeti news paper of 15-8-2001). 

The importance of commercial activity have increased after 1991 the uprising of people in Iraqi 
Kurdistan, the big changing in this region introduced a significant situation in the economic life, 
Iraqi Kurdistan region administration have different commercial activity with the central 
government of Baghdad. This activity began with the dramatically situation of Iraqi people after
the invasion of Kuwait by Iraqi army, and the strict international embargo imposed by the United 
Nation. 

Iraqi Kurdistan region have a multiple commercial exchanges with Iraqi central government, and 
the volume of commercial exchange between Iraqi Kurdistan and the central government is very 
important, but for political and administration reasons we don’t have a detail statistics about 
those commercial exchanges between both region. (AZIZ, p118, 1999). 

After the uprising of 1991 and the creation of Kurdish administration, a national Kurdish 
government controlled the region’s borders. And for the first time in Iraqi Kurdish people, had
the total authority in the business, and the commercial exchange with region’s neighbours, and
others countries and Europeans countries, the Iraqi Kurdistan has been the victim of double 
embargo, international embargo, and the embargo of central government of Iraq, in addition of this
situation the trade section with the neighbours countries taken an importance and its also the key
of a successful administration in Iraqi Kurdistan.(Khayat Kamal, Journal of the Centre of Strategic
Studies no: 26,p.53,1999). 

3.4 United Nation Resolution SCR-986:
In August 1990 the Security Council adopted resolution 661, imposing comprehensive sanction on
Iraq following that country’s short-lived invasion of Kuwait. Throughout 1991, with growing concern
the humanitarian situation in Iraq, the United Nations and others proposed measures to enable Iraq
to sell limited quantities of oil to meet its people’s needs. The government of Iraq declined these 
offers, contained in particular, in resolutions 706 and 712, adopted in August and September 1991.(UN. Oil-for-food, 2001.p.1, see the Annexe). 

Oil-for-food is a unique programme established by the council as a temporary measure to provide
for the humanitarian needs of Iraqi people which is being implemented in the context of a sanction
regime with all its attendant political, psychological and commercial dimensions. 

The Iraqi government has in fact sought to sabotage all efforts at humanitarian relief, 986 was in 
fact first proposed by the UN in 15/8/1991 as SCR 706, but it was rejected by Iraqis government, 
it finally accepted in 1996 after 5 further years of suffering to Iraqi people. (BANNA Siamand.p.2, 2001). 

The oil-for-food program allocates 13% of regulated Iraqi oil sales to support humanitarian activities
in the region. These activities fall under the sector of food, and the sectors, which contain this 
resolution from the beginning been Oil-For-Food, but from 1997, its oil for all other products, and 
the sectors are: 

Food, Handling, Health, Oilspares, Electricity, Water, Agriculture. Education 
Telecommunication, Transport, Housing..(UN Rapport SCR 986,p.65June 1998). 
Iraqi Kurdistan or according of the term which the United Nations resolution mentions The
Northern
Governorat, and in the SCR-986 section 5, article 20,in the Memorandum of Understanding
in 20
May 1996 came that: 
“ The purchase of humanitarian suppliers for the three northern Governorates of Arbil, Duhok, 
Sulaimanyeh, as provided for in the distribution plan, will be carried out in accordance with annexe I “ 
(UN SCR-986, p 5). See the Annexe. 

The distribution in the three northern governors in Iraqi Kurdistan will be undertaken by the UN, 
and some NGO (Non Governmental organisation) are present with the UN workers in Iraqi Kurdistan.
(UN SCR 986,p.2,1997). 

According of the SCR-986, Kurdistan region has 13% from Iraq’s revenue for the life and 
rehabilitation of Kurdistan, and the process of reconstruction of Iraqi Kurdistan under the 
administration of regional government, Shafiq Qazzaz the minister of Humanitarian “Aid and 
co-operation of Iraqi Kurdistan government confirm that, the SCR-986, the Oil For Food program,
has been a great program for Iraqi Kurdistan, the benefits for our area have been significant and 
we hope that the program will continue” (Qazzaz, Beyond box,p2,2001). 

The UN has been responsible for the implementation of the program in Iraqi Kurdistan. The 
participation of Kurds who work for UN agencies, and most notably, those who work for the
KRG (Kurdistan Regional Government), has made a significant contribution in its success. 

In addition to the substantial funds made available to region through the SCR-986 program. 
The KRG has also used its own resources to improve life for all the people living in the area,
but in general SCR-986 has played a major role in the process of rehabilitating our shattered 
economy and devastated villages and towns in Iraqi Kurdistan during the last 20 years. 

An Oil-For-Food programme, began at the end of 1996 after the United Nations and government
of Iraq agreed on the details of implementing resolution 986 (1995), which permitted Iraq to sell
up to two billion dollars worth of oil in a 180-day period. The ceiling on oil sales was eased during 
1998 and finally lifted in 1999, enabling the programme to move from a focus on food and medicine
to repairing essential infrastructure, including the oil industry.(UN Rapport, p. 3 1998). 

Phase I ran from 10 December 1996 to 7 June 1997. The first oil was exported on 15 December 
1996 and the first contracts financed by the sale of oil approved in January 1997. And at 30 of
June 2001 number of phases is ten with the value of oil exported by million of dollars been 711
$ in 27 July 2001 (basic figure UN.p.1, 2001-SCR-986). (See the Annexe). 

The current phase X of the programme, which runs from 4 July to 30 November 2001, thus far,
96.3 million barrels of oil have been lifted, generating an estimated 2.15 billion or $1.96 billion in revenue.(UNOIP,UN Rapport 18-24 Aug 2001). 

During the last 6 years, many Europeans visitors been in Iraqi Kurdistan and they have seen the 
development of the region and they observed that the UNSCR-986 Oil for-food program was 
having a positive impact in Iraqi Kurdistan and having a direct impact on the economic and social
life there. (Lords Ahmad, Kurdistan News n: 11,2001). 

Also Mrs Carole O’Leary is a scholar in residence at the American University Centre for Global 
Peace in USA, think that the Oil- For-Food money that has been misused in the rest of Iraq is
being put good use in Iraqi Kurdistan.(CaroleO`Leary, Washington post, July 15, 2001). 

Iraqi Kurdistan region is seen significant changes, while much of the money used to finance the
improvements to the area comes directly from this 13 per cent share of the proceeds of the sale 
of Iraqi oil, under the SCR-986. 

The KRG also has funds that it uses to pay the salaries of regional government employees and 
other projects. They have also encouraged a free market system in the belief that it will benefit 
the area. From the beginning of the 985 resolution 1996 till now, the part of Iraqi Kurdistan have 
been 4,442,000,000 dollars, divided between Arbil and Duhok areas (KRG, Kurdistan reconstruction,
activity in 2000,p.51) 

The private sectors is now actively involved in the projects funded by SCR-986 both as 
suppliers and contractors, which has a positive impact on the local economy.(KRG, Kurdistan News
n.13,2001, Kurdistan). 
The importance of Private sector have been discussed even during the last KDP
(Kurdistan Democratic Party) Conference in 6-14 of October 2001.At present in Iraqi Kurdistan
we have (437) private companies, and from foreigners countries (19) Turkish companies has
the official permission from Iraqi Kurdistan Government. The SCR 986 are essential factor for 
developing the activities in general and specially the activity of private sector, the Kurdish
government accord (1503) import permission in 2001.(Birayeti of 15-8-2001,no:3461,Kurdistan). 

Table (4): The Importing Permission to the Commercial sector from 1997 – 2000:
 
 
Years Importing Permission number
1997 1975
1998 1373
1999 1062
2000 1503

Source: Financial Ministry, 2001, Kurdistan 
Birayeti Newspaper 3461, of 15-8-2001, Kurdistan.

The function of this program in Iraqi Kurdistan is a important process, the KRG and many 
United Nations agencies and Humanitarian Organisations work in a full co-operation, and 
actually there are about 40 humanitarian agencies and organisations working in the area 
including inter alia: 

1.FAO 
2.UNESCO 
3.UNCHR 
4.UNHCR 
5.UNICEF 
6.WFP 
7.WHO 
8.ECHO 
9.QANDIL 
10.SCF-UK 
11.KRO 
12.MAG 
13.ACORN 
14. 4RS 
(Kurdistan, CBSR no.33,p.79,1998) 

Nine Ministries of Kurdistan Regional Government (KRG) work closely with nine UN Agencies, 
both are responsible for managing the program in Iraqi Kurdistan. The KRG provides tens of 
thousands of government employees to the program, and also warehousing, telecommunication,
and security services to UN Agencies.(Barwari, p.5,2001). 

3.5 Import and export activities in Iraqi Kurdistan:
The study of international trade and money, has always played an important and discussion
raising role in the economics. Most of the basic theories of modern economic analysis have
arisen already in eighteenth-and nineteenth century, debates over international trade and 
monetary policy. However, never has the study of international trade been as important as
it is today. The economies of different countries are continuously getting more closely related 
with one another because of international trade of goods and service and international flows 
of money. 

After 1991 and the Iraqi invasion of Kuwait, the UN section over Iraqi government, and the 
economic embargo, Kurdistan become the only possibility, and the window for Iraq. The 
creation of Iraqi Kurdistan government, and the application of SCR-986, an economic and 
political stability presently and in the future. The new horizons for economical developments,
and Iraqi Kurdistan can become a free zone for the whole region, and already many Turkish firms
are engaged in trade not only in exports but establishing business and light industries in Iraqi 
Kurdistan. Iranian and business communities of the Gulf states express equal interest, in 
addition the export and import sectors are very significant in Iraqi Kurdistan. 

After the invasion of Kuwait by Iraqi troops, and the coalition intervention, Iraq was under 
a very hard embargo and the import and export movement of central government have been 
totally grounded. Iraq imported before 1990, 70% of its demand..(Aziz Gulderan, p111, 1999,
Kurdistan). 

The KRG, especially after the UN resolution 986 (Oil for food), have a permanent commercial 
activity with central government of Iraq, and the import and export activity from and to the
Kurdish region had taken a important acceleration. 

Iraqi Kurdistan and its borders, with Iran, Syria, and Turkey, are from 1996, and especially with 
the SCR 986 are the only way for the central government. 

Iraqi Kurdistan import and export, the targets, and different products from and to Iraq, through 
Iraqi Kurdistan border city Ibrahim Khalil (the small town on the Iraqi Kurdistan border. 
(See the Map of Iraqi Kurdistan). 

The region has imported 1640 million Iraqi Dinar (Iraqi Money) producesfromdifferentsourcesin1998.(Aziz.Gulderan,p.126,kurdistan,1999). 

The people’s economical situation are better after the SCR 986, also because the peace 
situation between the different political parties, especially between the KDP and UPK(Kurdistan
Democratic Party and Union Patriotic of Kurdistan) in Iraqi Kurdistan from 1996, and the creation
of new ministerial cabinet. 

The export and import statistics: 
Table (5): Iraqi Kurdistan Export to Turkey 1997-1998

Products 1997 1998 
Alimentation Food -------- 65380 
Vegetable 164 319 
Date 6000 954 
Metals 26 6038 
Cotton 121 63 
Wheat 839 29390 
Leather 76717 284079 
Chemical Products ----- 1149 
Total 83867 387372 

Source: Iraqi Kurdistan Financial Ministry, 1998

Iraqi Kurdistan Export to Turkey list (1997- 1998). 
Like we observe, after 1996, and especially after the SCR- 986, an important acceleration of 
development has taken place in Iraqi Kurdistan Import (See the Table(6): 
The Iraqi Kurdistan Government had a volume of import (248 million Iraqi Dinars) for building 
material in 1998. 

Table (6): Iraqi Kurdistan Import List 1993- 1998

Products 1993 1998 
Alimentation Food 78.5 222 
Vegetable 2 49 
Wheat - 3 
Alcohol 73 74 
Alimentation others 30 75 
Home Products 3 12 
Woods - 6 
Cloths-shoos 4 181 
Electronic 3 150 
Glass 18 89 
Cars Material 7 19 
Tobacco 73 442 
Chemical Products 3 1 
Meat - 280 
Construction Material - 0 
Milk 1 0 
Carpets Total -295.5 42269 

Iraqi Kurdistan Import List (1993 – 1998) 
Source: Iraqi Kurdistan Government, Finance Ministry. 
(G.Aziz, The Commercial activities of Iraqi Kurdistan, 1999,Kurdistan)

This development and acceleration due to the UN resolution, also is due to a good management 
of the Kurdistan region government, especially the third and forth ministerial cabinet after 1996. 

Iraqi Kurdistan export their products to pay their imports, and the economical and social situation
impose that, the government and the private sector import more, and the economic development
in the region need more for building and construction. 
The region has exported (387,878) tones of total produces in 1998, and Kurdistan exporting are 
more agriculture products.(see the Table 5). 

The export and import activity is a vital sector in Iraqi Kurdistan economy, and it should take an 
important place in government planning and orientation. In general the products exported and 
imported to the neighbours countries, like Islamic republic of Iran Turkey, and Syria, and through 
those countries, Iraqi Kurdistan products taken another destination to some Eastern and western
European countries. 

At present they are 19 Turkish companies in Iraqi Kurdistan, and in general the Kurdish government
help any other s Europeans companies, which are interesting and they would like to make business
with Kurdistan. (Brayeti News paper, n: 3461, Kurdistan) 

3.6 Transit:
Kurdistan geographically and economically is an important area for all the neighbouring countries,
like Turkey, Syria, Iraq and Iran, also for many European countries, the price for transit is very 
cheep, if we compare with other countries in the area (A.Ghafur, p437, Kurdistan, 2000): 

The Kurdish public income came from transit, has born after the uprising of 1991, and the total 
income from transit sector of Ibrahim Khalil in 1998 been 84.88% from total government revenue, 
and it represent 190,8000,000 Iraqi Dinars. (Aziz G, p141, Kurdistan). (See the Table 7). 

Transit is the third section in Iraqi Kurdistan Foreign trade, and because of the situation before 1991 
the region transformed. For Iraqi central government, and also for the Kurdish region’s a vital area 
especially for the alimentation produces because of international embargo.(UN rapport SCR 986,p.33,1998). 

Table (7): The Participation of Transit duties in KRG economy (1993-1998)
 
Years Total Income Transit income %
1993 1031812000 600000000 59.18%
1994 125000000 115000000 92%
1995 ----- ---- ----
1996 675000000 600000000 88.88%
1997 1631150950 1492000000 91.46%
1998 2247715000 1908000000 84.88%

Iraqi Kurdistan Government, Financial ministry Source: G.Aziz, 1999

The greatest portion of the regional revenue comes from the custom duties and transit trade. 
In 1998, the Iraqi Kurdistan’s government has 247 million Iraqi Dinars from transit activity, from 
different targets (Aziz, p136, 1999). 

The Regional Government use this duties for the ambitious program of Iraqi Kurdistan government,
And especially after 1996, a big part of this capital are used for the reconstruction process in Iraqi
Kurdistan. 

3.7 Problems and Obstacles:
Iraqi Kurdistan Region had an important process of socio-economic transformation, and economic 
development. After the uprising of 1991, the Kurdish coalition political parties arranged a democratic
election, in addition to this experience. Kurds began to practice the Kurdish administration, and to 
have the first governmental cabinet, and all this process had been registered with presence of some
Europeans delegation and friends, that has been the first time in the history of Kurdish people, Kurds
has a national government, parliament and other public administration. 

In addition to all of this changing and reconstruction process we can see some obstacles which are
standing in front of those planning which are going on in Iraqi Kurdistan. 

By reading the politic history of the Iraqi region, and during several years, the central government 
of Iraq, they followed a destruction policy, and they have destroyed more than 4500 villages in the 
Iraqi Kurdistan, this situation has been continual since the uprising of 1991.(CBRS, p23, 1999). 

Since 1991, and especially after the creation of third ministerial cabinet, Kurdish government 
adopted a positive and ambitious program, but like other countries, Iraqi Kurdistan government 
suffers from some of problems and obstacles. 

They are two kinds of problems: Political and economical problems, which affects in the future of
the Iraqi Kurdistan Region, and its programs for reconstruction and the economic development of 
the region: 

- The Political problem:
The uncertain political situation and the instability in the region in general, and for Kurds in Iraqi 
Kurdistan are a important factor, which define the future organisation of the socio-economic life 
for the citizen in Kurdistan. 

At present, the Kurds are seeking a political solution of their problems in Iraq, and in general the 
Kurdish region must have a guaranty promise from the international community, because the 
people of Iraqi Kurdistan want to be protected after the changing the actual policy against 
the central government of Iraq. 

We can’t speak about Kurds, or Kurdistan without talking about political question of Kurdistan, 
the political risk and the uncertain policy of international community and the great power are the
main problems for the Kurds in Iraqi Kurdistan. 

The people of the region wish that, if the international sanctions are lifted over Iraqi government, 
some guarantees and arrangements have to be put in place so that people’s fledgling democratic
experiment would remain viable and enduring.(Qazzaz, beyong the box,2001,p.3, USA). 

With a political stability and lifting of the international sanction in Iraq, Iraqi Kurdistan region will 
see a new horizon for Socio- economical development, and this region will become a free zone 
for whole Iraq and the region. And the democratic experience of KRG, Kurdistan Regional Government
could serve like a model and example for future Iraq. 
Concerning the political protection, which Kurdish people need and ask from international community,
it will not be used against the Iraqi government, but it’s only to protect Iraqi Kurdistan experience 
in the Socio-economical development. 

- The Economical Problem: 
The economical obstacles also represent a serious threat in Iraqi Kurdistan region. The SCR 986 has
been very useful and positive for Kurdistan, the benefits for the area have been significant and with
only 13% of share of the proceeds of the sale of Iraqi oil, Kurds have succeeded to rebuild the country 
and the Kurdish regional government has seen rapid development in the field of agriculture, industry, reconstruction of public building, school, hospitals and roads. 

The Kurdish government must rebuild the infrastructure of Iraqi Kurdistan, and maintain relations with
the world to develop the multiple relations, and to have more co-operation in infrastructure planning, 
but we can’t be dependent upon other countries or even on SCR 986.(Masrour Barzani, Kurdistan News,2001,no:12, Kurdistan). 

Its clear that the SCR 986 (Oil-for-food program) is not an eternal resolution for Iraqi Kurdistan, 
the most important point is that the Kurdish government must have a national economic planning 
for after the SCR 986, and the Kurdish government must think from now about post UNSCR-986. 

Kurdistan is a rich country in agriculture, and the people are young and dynamic, they have the 
ability to govern themselves, and a general planning of Kurdistan economy will be the only guarantees
for Kurdish people in Iraqi Kurdistan region. 

Iraqi Kurdistan government has succeeded to rebuilt the most important infrastructure of the
Kurdistan, and for the post SCR986, the government must have a good strategy for planning for
the new period in Iraqi Kurdistan region. 

Chapter 4 Business Culture in Kurdistan

The race, language, habits, traditions and history of the Kurds differ from those of Arabs, for they 
descends from (indo- European) origins and their cultural habits, and in business culture all those
differences and particularity reflect during the process of business with Kurds Iraqi Kurdistan. 

Kurds have a typical and especial way to act in general and in the business also it reflects during the negotiations and meetings. Kurds are Orientals. 

The western businessmen has to learn to be patient, Kurds are spontaneous and they are
Polychronic people, generally, the business meetings in Kurdistan are informal and very polite. 
Business rituals are much the same as anywhere else, so the basic combination of politeness
and common sense should guide you through the negotiation process without any serious 
etiquette difficulties. 

The good communication is obviously of paramount importance at meetings. After the uprising of 
1991 and the democratisation of all the Kurdish society in Iraqi Kurdistan, a big number of
businessmen can speak foreign language. Many people can communicate in English. 

Usually Kurds don’t use the interpreter when dealing with a particular company. And in general 
the Kurds speak, Arabic, Turkish, Persian and English. 

There is extremely little literary information on the Kurdish business culture, my description based
generally on my personal experience. 

4.1 Business Meetings
The most important element is to show respect and courtesy and not necessarily to get all the 
rules right. 

In Iraqi Kurdistan, business meetings are the most essential part of doing business, the Kurdish
tradition and because of the actual economic and political situation of Iraqi Kurdistan. And the 
international embargo imposed by the international community over Iraq and the double embargo
over Iraqi Kurdistan (also by the Iraqi central government). 

The business in Kurdistan can be without a meeting face-to-face, due to a specific situation in
the region, actually Kurds in Iraqi Kurdistan have an important number of business agreements 
with the neighbouring countries and some Arabic country such Bahrain, Emirate Arabic Union, 
and Turkey, and some East European country, and all those agreement happened without
meetings face to face. 

The business in Iraqi Kurdistan is rolling in legal situation, and the government control all those
agreement, for checking and to have idea about them, the Iraqi regional government use 
perfectly the agreement which are allowed by SCR-986, and the official administration help 
the companies (public and private), the economic system of Kurdistan is a mix system, but 
for protecting the people’s interest, the government have a partial control in the economical life. 

There are several officials and some unofficial holidays in Kurdistan, which you have to taken
into account when arranging business meeting, some of those days may close all business 
activities for many days at a time. In addition, some habits related to these celebrations and
remembering days are useful to know to prevent unnecessary mistakes, delays in business and misunderstandings. By knowing local habits you will also create respect and gain advantages 
for your future business. 

I have listed below the main remembering and national and religious day, which are important
to know: 

Newroz:

Newroz, is one of the most important day for Kurdish people, which means New-day, it’s
Kurdish national day, from all the parts of Kurdistan, and also where Kurds lives, they celebrate 
this day. Newroz is the most important annual event for the Kurds, the New Year festival 
held during 
the spring equinox (Iran follows the Islamic way of reckoning time, it start from the year
622 A.D). (Matti Saarelainen, p.15, 1999) 

Friday: The Kurds working five days a week and the holiday of them is Friday, but for the
business its not a problem that they have a business meetings, and to have contact, normally 
they are present in their office. 

Remembrance days: Kurds have some important remembering days; they are concerning their
history’s, like Halabja, and the Anfal (the deportation of thousand of Kurds by Iraqi regime, 
and the distraction of many villages and area by central government of Iraq). Also Iraqi Kurds 
celebrate the uprising of 1991. 

4.2 Custom and etiquette

4.2.1 Titles
Kurdish society don’t give importance to the titles and some others western organisation in the
business, they act very spontaneously, and the contact for making business will happen directly 
by the boss of the company or business firm. 

4.2.2 Losing Face
It is especially important never to cause a Kurdish person to lose face in front of others.
Understanding their way of thinking, especially concerning this matter, is vital when doing 
business in Kurdistan or with a Kurdish businessman. For example, when you find a simple
error in some issue, don’t point it out directly. Try indirectly to hint at the mistake and offer 
so called-face saving solution. In this way a person is able to adjust the mistake that has 
occurred. Offering indirect advice or solutions is far more effective than direct criticism. 

In general Kurds deal honestly in business and commercial affair and they have general deep 
friendships also in business world, and the human relation is important in business 

4.3 Business communication in Kurdistan
The Kurdish business operation, use like other Iraqi Kurdistan sectors the last and best material 
and technical possibility, and one of the great opportunity after the Kurdish uprising and the 
creation of KRG, Kurdistan Regional Government are the Kurdish communication revolution 

4.3.1 Letters
At present, in all Iraqi Kurdistan we have a normal post service, which is connected with the daily
transport with Turkey, and for the foreigner correspondent and Kurdish businessmen, you can 
receive all kind of letters by the follow address through Turkey 

From any European countries or America, you can correspond any Kurdish company by sending
to this address: 

Iraqi Kurdistan (KRG)-Habour 
P.O.Box 4-33 
Sirnak-Silopi 
Turkey

And then you write the exact address of the Kurdish destination. 
In Iraqi Kurdistan, one of the innovations of Kurdish government, is the publication of Kurdish 
own stamps and they are in used actually in all Kurdistan. (See the Annexe). 

4.3.2 Phone / Fax
At present you can find a private and public companies in Iraqi Kurdistan, and the connection 
are very good with high technology. 

The telephone and fax service is very cheep and easy. Actually the most important contact
between the Kurdish businessmen and the foreign companies are marked by telex. 

Since 1991, contacting Iraqi Kurdistan is not by using the international indication number of 
Iraq, but you can find a multiple of international indication (British, Swedish), and economically 
they are much more cheep than Iraqi communication costs. 

4.3.3 Internet
Utilisation of the Internet is growing quite rapidly in Iraqi Kurdistan, and the English language
is not a big obstacle in using the Internet, Kurds speak English language. And there is a big 
numbers of Internet centres, and all the business companies have an internet connection and 
especial e- mail. 

In Iraqi Kurdistan region, there is Internet connectivity. This is despite that fact that the state of telecommunication in infrastructure is very poor in the region although it is being rehabilitated 
slowly. In a region that is surrounded by unfriendly countries, and where the only possible and 
very costly internet link is through space via earth-orbiting satellites, there are probably around 
5,000 Internet users in Kurdistan.(Karim Zebari, Kurdistan News, n13,p.3, 2000) 

In Iraqi Kurdistan the private enterprise in the computer business is growing rapidly. Computer
stores are thriving and Internet access is provided by communications Centres for the general
public. (Siham Mamand, Kurdistan News no 11, Kurdistan, 2000). 

Iraqi Kurdistan region is considered much better than many other countries. In light of the 
importance of this sector, the Kurdistan Regional Government has funded projects in the area,
and Internet access has been introduced into most university colleges and administration offices. 

Chapter: 5.1 Observations Propositions

1- The SCR 986 is an important programme for Iraqi Kurdistan economy, and its vital question 
that the international community continue, the political stability and security that Iraqi Kurdistan
people need. It will also have to be matched by economic guarantees, and most important these 
guarantees are in the continuation and improved implantation of SCR 986, the Iraqi Kurdistan must
have the 13% of the oil revenue even after the lifting of the international sanction against Iraqi 
government. 
It is vital that this resolution continues this program gives both political stability and security
that Iraqi Kurdistan people needs. 

2- At the present time, especially in business world, and the international system a good 
management is a key for success in economic situation in any country, also in Iraqi Kurdistan.
We must developing the management sector, and when the responsible group decide the 
general policy of the region, they must take in to consideration the importance of the 
management element in the process of the socio-economic development. 

3- In Iraqi Kurdistan, the creation of a Ministry of planning and statistics is very essential and 
important. We can’t plan for economic situation if we don’t have statistics and updated information. 

4- Since 1991, Iraqi Kurdistan region began a new period of economic relations, and commercial
exchanges, permanently the Kurdish authority have some financial problems, and the first 
exchanges money is the American dollars, it’s a good reason that In Iraqi Kurdistan the creation 
of a Kurdistan Financial Market (Bousra) is very necessary. And developing the bank systems 
and a modern method of management. And also the creation of private banking is ambitious and
positive factor for the economics development, and for the business operation and commercial 
activity in general. The purpose of these proposals is to assist with needs of citizens and 
companies and their transactions with international companies. 

5- The SCR-986 is an important resolution, especially for Kurdish agriculture products. And we 
can develop the exporting sector, this international protection and agreement can be very useful 
for the long term, if we can use it in a good way, to discover the new market areas, and new 
countries, especially Europeans countries. 

6- At present there are more than Nine specialised UN Agencies who identify and finance projects
in Iraqi Kurdistan, which they are in co-operation with Kurdish administration for the application
of the humanitarian program of SCR-986. It will be a positive to take advantage and learn from 
their knowledge and experience for post SCR-986, and used in future in Kurdistan Region. 

7- concerning the private sector in Iraqi Kurdistan, Kurdish economic authority should be careful 
to increase the domination of private sector in the economical life, we see that at present the
public sector must be the most present than any other sector. 

After the uprising of 1991, and the creation of Kurdish government, Kurdistan most important 
exchanges are with the neighbour’s countries, it’s the responsibility of the new cabinet in Iraqi
Kurdistan region, that they discover the new markets, and the new partnerships in Europe. 
The new areas permit a better quantity of Kurdish products to be exported to other countries, 
and to have more exchanges with European and Scandinavian countries. 

5.2 Summary and Conclusion:
With uprising of 1991, a new horizon has been opened for the Kurdish people in Iraq, and 
immediately all the political parties, they have arranged a democratic and legal general 
election, and they have formed the first Kurdish national government, and planned that 
they rebuild Iraqi Kurdistan, and a significant changes produced in general, since 1991, the 
socio-economic development continue in the region. 

The Kurdish Regional Government since 1996, KDP, Kurdistan democratic party and other political 
parties, make a coalition, and they formed the third ministerial cabinet by Mr. Nechirvan Barzani, 
and with the adaptation of SCR 986 by the international community, the region has seen rapid 
developments in the field of agriculture, industry, reconstruction of public buildings, education 
and school, hospitals and roads. 

The importance of this question is that it’s the first time, the Kurdish people in Iraq, and also in 
any part of Kurdistan Kurds form a national government and they build their country, and they 
educate their children and develop the peace culture. And they rebuild those, which the long 
years of war and conflict destroyed. 

This study aims to provide basic information about Iraqi Kurdistan and Kurdistan Regional 
Government, and the economical function of the region. 

The Kurds in general, and especially Iraqi Kurdistan are very open to meet foreign business 
people, and for them it’s easy to make business with them, Kurdish business is very strongly
based on personal relationship. 

Kurdistans products are mainly exported to the neighbouring’ countries like Turkey, Iran, and 
Syria, and the trade agreement between Kurdish companies and some other countries will 
create excellent opportunities for Kurdish market. 

The aim of this study as whole was to provide information, guideline for the European 
companies that are interested to start importing from Iraqi Kurdistan, and to discovering 
this new area. There would be of course more easy countries to make business with, but
Iraqi Kurdistan offers interesting opportunities for those companies that are willing to invest
time and effort. 
 

References
Printed Sources in English language: 
Siamand BANNA, 2001,the save havens, UK. 
Gerard CHALIAND 1978, People without a country, ZED, London.UK 
Edmund GHAREEB, 1981 The Kurdish question in Iraq, Syracus Press,New York. USA 
Abdulrahman GHASSELMOU 1965, Kurdistan and the Kurds, COLLETS, London.UK 
Mehrdad R.IZADY 1992, The Kurds aconis handbook, Taylor, Washington. USA 
PHILIP G KREYENBROEK 1992: The Kurds, a contemporary Overview. Routledge. London. UK 
David MCDONWALL.1992 The Kurds, a nation denied, MRG, London.UK 
Shafiq QAZZAZ, 2001,Prospects for a post Saddam Iraq, Conference Paper Washington, USA 
Carole O,LEARY, 2001, A no-fly, yes democracy zone,Washington Post of July 15,Washinton, USA 
Matti SAARELAINEN 1999. Kurdistan, Finnish foreigner Ministry.UVI. Helsinki, Finland 
Borhanadin A. YASSIN 1995,Vision or reality, LUND University Press, Lund. Sweden. 
C.B.S.R (Central Bureau for studies and Research) KDP, 1999,an economic, Geographic and 
historical brief explanation, Arbil, Iraqi Kurdistan. 
Conference paper17-18 April 2000,The Kurds, search for Identity, New York 
Kurdistan News, monthly newspaper, Kurdistan 
Kurdistan Today, KRG, Stockholm Sweden 

References in Kurdish language

Brayeti Center Book3, Geography of Iraqi Kurdistan Region 1999, Arbil Kurdistan 
Abdulla Ghafur 2000,Geography of Kurdistan, Mukrian, Arbil, Kurdistan 
KRG 2001, Kurdistan Reconstruction, Kurdistan regional Government activity in 2000 and plans
for the Future, Arass, Kurdistan 
Jaza Toffik Talib, 1999, the Geopolitical importance of Iraqi Kurdistan region, Sulamany.Kurdistan 
CBSR, 1997,1998,Iraqi Kurdistan Oil,Arbil.Kurdistan 
Journal of the Centre of Strategic Studies no 24,26,33,1999,Sulaimany, Kurdistan 
References in Arabic Language: 
Gulderan.A. AZIZ, 1999,The commercial activities in Iraqi Kurdistan region (1993-1998), 
Graduation Project, University of Salahadine, Arbil,Kurdistan. 

Internet Sources:
http://www.kdp.pp.se 
http: //www.krg.org 
http://www.kurdish.com 
http://www.ekurd.net 
http://www.un.org 
http://www.kdp-ankara.org 
http://www.fas.org/news/iraq 
http://www.kurdland.tripod.com 
http://www.krds.net 
http://www.institutkurde.org 
http://www.kurdistan-parliament.org 
http://members.aol.com/krgsite 

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